Question 1

How can a jeweller partner with Cridora India?

Accepted Answer

To join Cridora India as a partner jeweller: (1) Apply at cridoraindia.com/jewellers with your business details including GSTIN, shop address, and city. (2) Upload your KYB documents (up to 12 business proofs including PAN, GST certificate, BIS hallmark, and proprietor ID). (3) Cridora admin reviews and approves your KYB. (4) You receive a jeweller code and can start onboarding customers immediately.

Question 2

What is KYB verification for jewellers?

Accepted Answer

KYB (Know Your Business) verification requires jewellers to submit business identity documents: PAN, GST certificate, shop establishment certificate, trade license, BIS hallmark certificate, incorporation documents, MSME/Udyam registration, and proprietor Aadhaar and PAN. Only KYB-verified jewellers can custody customer gold on Cridora India.

Question 3

What can jewellers do on the Cridora platform?

Accepted Answer

KYB-verified jewellers on Cridora India can: custody digital gold for customers, sell fractional gold at live Kerala rates, approve UPI payment confirmations, issue gold-backed loans, accept gold sellback requests, verify CridoraPay gold payments at counter, and run customer outreach campaigns — all from a dedicated jeweller dashboard.

Question 4

How do jewellers earn on Cridora India?

Accepted Answer

Jewellers on Cridora India earn by selling fractional gold at live market rates (with the platform spread fee absorbed by the platform), issuing gold-backed loans at interest, and growing their customer base through digital custody and GoldUPI referrals. The platform handles compliance, KYC, and transaction ledger management.

Question 5

Can jewellers from outside Kerala join Cridora India?

Accepted Answer

Cridora India currently focuses on Kerala jewellers, where the platform is built around Kerala market gold rates and local jeweller networks. Expansion to other states is planned. If you are a jeweller outside Kerala, you can express interest via the waitlist.

Question 6

What is a jeweller referral code on Cridora India?

Accepted Answer

Every KYB-verified jeweller receives a unique 6-digit referral code. When customers register on Cridora India using a jeweller's referral code, they are linked to that jeweller as their onboarding jeweller. This helps jewellers build their digital customer base directly.

For gold buyers