Question 1

What is digital gold and how does it work?

Accepted Answer

Digital gold is a way to own real physical gold in fractional amounts without visiting a jewellery store. On Cridora India, when you buy digital gold, the equivalent physical gold is custodied at a KYB-verified local jeweller near you. You own the gold; the jeweller simply holds it safely. You can transfer it, redeem it physically, sell it back for INR, or use it as loan collateral — all from your phone.

Question 2

How to buy digital gold in India?

Accepted Answer

To buy digital gold on Cridora India: (1) Sign up and complete KYC with Aadhaar and PAN. (2) Choose a verified jeweller near you. (3) Get a live price quote at today's Kerala gold rate. (4) Pay via UPI and your gold is credited to your vault instantly. You can start from as little as ₹1.

Question 3

What is the minimum amount to invest in gold?

Accepted Answer

On Cridora India you can buy digital gold starting from ₹1. There is no minimum gram requirement. This makes gold investment accessible to everyone regardless of budget.

Question 4

Is digital gold a good investment?

Accepted Answer

Digital gold mirrors the live market price of physical gold, so it carries the same long-term value appreciation as gold. Cridora India stores your gold at KYB-verified jewellers — there is no counterparty risk from an anonymous vault. You can redeem physical gold, sell back at live rates, or use it as loan collateral, giving you full flexibility.

Question 5

How to get a gold loan in India?

Accepted Answer

On Cridora India, gold-backed loans work as follows: (1) Lock your digital gold vault as collateral. (2) A partner jeweller reviews and approves your loan request. (3) The jeweller disburses INR to your bank account. (4) Repay the loan via UPI and your gold is unlocked. The process is fully digital and faster than a traditional bank gold loan.

Question 6

What is today's gold rate in Kerala?

Accepted Answer

Cridora India displays live 22K and 24K gold rates sourced from the Kerala Jewellers Association and AKGSMA board. Visit the Kerala Gold Rates page at cridoraindia.com/gold-rates/kerala for today's live price per gram, 10-day history, and a jewellery calculator with making charges and GST.

Question 7

What is GoldUPI?

Accepted Answer

GoldUPI is Cridora India's peer-to-peer gold transfer system. Just like UPI lets you send money using a VPA address, GoldUPI lets you send gold grams to anyone using their GoldUPI handle (e.g. yourname@jewellername). Transfers are instant, no fee for same-jeweller transfers, and the recipient's gold is custodied immediately.

Question 8

Is Cridora India safe and regulated?

Accepted Answer

Cridora India uses KYB-verified jewellers as custodians — only jewellers who pass a 12-document business verification process are allowed on the platform. Your gold is custodied physically at a local jeweller, not in an opaque central vault. All transactions are recorded on an immutable ledger and every purchase is fully backed 1:1 by physical gold.